Lease Decisions

Lease Decisions is an independent lease-end decision platform. It helps drivers answer one question: my car lease is ending, should I buy it, return it, or replace it? The calculators need JavaScript to run, but every page below is a normal link you can follow.

Calculators

Lease-End Decision Tool — compare buying, returning and replacing using your own numbers.
Lease Buyout Calculator — total acquisition cost, equity and financing for a buyout.
Lease Equity Calculator — market value minus total buyout acquisition cost.
Early Lease Termination Calculator — estimate the cost of ending a lease early.
Lease Buyout Loan Calculator — payment, total interest and total financing cost.

Guides

Lease-End Options — buy, return or replace, and when each makes sense.
How Lease Buyouts Work — the process, costs, paperwork and deadlines.
Lease Buyout vs New Lease — how to compare the two fairly.
Lease Buyout Financing — loans, APR, term and total interest.
Lease Return Fees — disposition fee, mileage and wear-and-tear charges.
Finding Your Car’s Market Value — how to estimate what your vehicle is worth.
Lease Equity Explained — positive, break-even and negative equity.
Excess Mileage Charges — how per-mile overage charges are calculated.
Residual Value — how it sets your payment and buyout price.
Purchase Option Fee — the fee charged when you buy the vehicle.
Lease Buyout Taxes — how sales tax generally applies to a buyout.

About Lease Decisions

About — our mission and how we stay independent.
Methodology — every formula and Lease Decision Score factor.
Editorial Policy — accuracy, sources, corrections and independence.
Contact — corrections and questions.
Privacy Policy
Terms of Use
Disclaimer
Affiliate Disclosure